News and Info

🏠Today’s National 30-Year Mortgage Snapshot

(Dec. 17, 2025)

Right now, the 30-year fixed mortgage rate is sitting in the low-6% range — generally around 6.22%–6.29% depending on the data source. According to Freddie Mac’s latest weekly survey, the average rate as of Dec. 11 was about 6.22% (slightly up from the week before). 

Despite a December Federal Reserve rate cut intended to ease broader borrowing costs, mortgage rates have remained surprisingly sticky — buoyed by economic factors like Treasury yields and inflation expectations. 

Context: After spiking above 7% earlier this year, rates have drifted lower — offering some relief to buyers and refinancers while still staying well above the historic lows seen during the pandemic.

🎙️ This Week’s National Real Estate Report

(Dec. 29, 2025)

1. Pending Home Sales Surge to Multi-Year High

Pending home sales jumped in November to their strongest level in nearly three years, signaling renewed buyer activity thanks to lower mortgage rates and expanding inventory — a promising early indicator for 2026 market closings. 

2. Housing Market Continues Cooling With Buyer Advantage

After months of slow sales and rising listings, the U.S. housing market is showing classic buyer-market conditions into year-end, with sellers increasingly adjusting prices and offering concessions. 

3. Mixed Signals: Expert Forecasts & Investor Moves

Experts forecast continued price moderation into 2026, while major investment activity — like Blackstone’s retail center purchases — reflects confidence in commercial real estate even as regional markets like California’s luxury segment stay dynamic.